Our Three Core Principles
Build a retirement income strategy designed to protect your savings while helping it grow — simply and confidently.
We believe that the key factors to developing a successful retirement income strategy are:
1
Safety First
2
Reasonable Rate of Return**
3
Keep it Simple
We believe it would be ideal if you had both safety and a reasonable rate of return** baked into your strategy, as well as a thorough understanding of how said strategy works. If you’d like to learn more about these guiding principles and how you might want to implement them, please contact us to set up a one-on-one meeting or attend one of our educational seminars. At these events, we discuss various factors that may influence your retirement, as well as tools you can use to hopefully develop the best retirement strategy for you.
Safety First
You may have been more comfortable with risk during your working years. However, as retirement approaches (or arrives), circumstances may have changed. The stock market will always fluctuate; it is inherently volatile. However, as you get older, time is no longer on your side. If your retirement account suffers a loss during your “golden years,” you may not have enough time to recover. To address this risk, we recommend a retirement income strategy that includes built-in safety measures to protect your money. Safety first, and only then, potential growth. A fixed index annuity (FIA) may be an option worth considering if safety is your main priority. An FIA may provide guaranteed* income for life, protecting both your principal and the interest earned. Reach out to us to learn more.
Reasonable Rate of Return**
So, do you have to choose between growing your money and protecting it? Fortunately, no. A reasonable rate of return** (RRR) is possible with the right retirement income strategy. Certain annuities or life insurance products may allow you to protect your principal while still generating an RRR. It is critical that you continue to earn a reasonable rate of return** on your retirement savings. After all, you don’t want to run out of money and have to return to work after retiring. Or worse, you could run out of money and not be able to return to work, as you’re not as physically active as you used to be.
Keep It Simple
Finances can appear overly complex. But they don’t have to be. Using just one simple product, you may be able to create a retirement income strategy that protects your money while also providing a reasonable rate of return.** Retirees should not have to spend their time carefully monitoring their accounts and worrying about their success. Instead, you deserve a strategy that gives you confidence and a sense of stability. This is what a straightforward, simple retirement income strategy can accomplish for you.
If you want to learn more about these products, please contact us.
Register for an event or set up a one-on-one meeting to discuss your situation, what we do, and how we may be able to assist you.
